Effective January 1, 2021

Loan Type	Term	APR*
Personal Unsecured	Up to 36 months	As low as 7.95%
	37 – 48 months	As low as 8.45%
	49 – 60 months	As low as 8.70%
Personal Line of Credit	Variable	10.75%
Credit Builder	6 – 18 months	12.00%

*APR represents Annual Percentage Rate. APR based on individual credit history.
Rates effective as stated above and are subject to change without prior notice.