Russell Rewards Checking
Your checking.
With more perks.
Designed with you in mind, Russell Rewards Checking combines everyday banking convenience with valuable benefits* and protection services.
More rewards. More savings. More peace of mind.
Explore what comes with Russell Rewards Checking.
| Cash Rewards | Earn 1 point for every $5 spent on debit purchases. Redeem points for cash or gift cards once your reward balance reaches $10. No monthly earning limit. $1,000 maximum gift card limit. |
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| InstaDeals™* | Enjoy exclusive discounts and savings from national and local businesses. |
| IDProtect®1 Help protect your identity and credit. | |
| Credit & identity monitoring* | Daily credit file and identity monitoring with alerts for key changes or suspicious activity, including monitoring of your Equifax credit report and more than 1,000 databases and public records. |
| Dark web monitoring* | Monitor your personal information on the dark web and receive alerts if your information is exposed online. |
| Identity theft reimbursement2 | Up to $10,000 in Identity Theft Expense Reimbursement Coverage for eligible expenses related to identity theft restoration. |
| Identity theft resolution | Receive dedicated assistance from a fraud resolution specialist if identity theft occurs. |
| CyberRecover™ | Get 24/7 access to cyber advocates who help defend against extortion, ransomware, online fraud, gaming security risks, and more. |
| Credit report, score & tools*,3,4,5 | Access a single-bureau credit report every six months or following identity theft, a new credit score each month, plus tools to help you reach your targeted credit score. |
| Credit Score Widget | View your credit score and access benefits through Russell Country’s Digital Banking. |
Plus, everyday banking essentials.
No minimum opening deposit or balance requirement. A free Mastercard debit card with Card Controls, Tap to Pay, Digital Wallet, and your choice of multiple card designs.
$4.95 monthly fee
Receive a $1.00 refund when 10 debit card transactions post and clear and at least one auto payment or withdrawal occurs within the statement period.
Important benefit information
*Activation/Registration required.
1 Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.
2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the insurance document. Insurance products are not insured by the NCUA or any federal government agency, not a deposit of or guaranteed by the credit union or any credit union affiliate.
3 You will have access to your credit report and score provided your information has been verified by the CRA. Credit score is a VantageScore 3.0 based on single bureau data. Third parties may use a different type of credit score to assess your creditworthiness.
4 Credit Score Coach is for educational purposes only and is not tied to your personal credit profile. The Score Pathways provided are based on the VantageScore® 3.0 model using Equifax data. VantageScore 3.0 is one of many scoring models, and the score provided may differ from those used by lenders, including FICO® scores. It is unlikely this score, or any free score, will be used for loan decisions. Score Pathways reflect common actions taken by consumers in similar situations to improve their credit scores. These pathways are based on statistically common behaviors and time horizons but are not tailored to your specific credit profile.
5 Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.