Checking that fits your life.
Whether you're looking for extra rewards, everyday simplicity, or a checking account for your business, we have an option for you.
Your checking.
With more perks.
Enjoy cash rewards, exclusive discounts, and valuable identity protection services alongside your everyday banking essentials.
Receive a $1 refund when 10 debit card transactions post and clear and at least one automatic payment or withdrawal occurs within the statement period.
More rewards. More peace of mind.
- Cash Rewards: Earn 1 point for every $5 in debit card purchases; redeem for cash or gift cards when your rewards balance reaches $10.
- InstaDeals™: Discounts from local and national businesses.
- IDProtect®: Identity protection, credit monitoring and other valuable benefits.*
*Activation/registration and other terms may apply. See the full Russell Rewards page for benefit details and disclosures.
Simple banking.
A straightforward checking account with the everyday essentials you need, without a monthly maintenance fee.
Everything you need, all in one account.
- No minimum balance requirement
- Mastercard debit card
- Online & mobile banking, Bill Pay and text alerts
- eStatements required.
- 35 checks per statement period. $0.25 for each additional check.
- ATM access at RCFCU-owned machines; non-affiliated ATM withdrawals may incur a $2.50 fee per transaction.
Built for your business.
Made with small business owners in mind. Get practical checking features without unnecessary complexity.
Business checking features
- No minimum balance requirement
- Free Mastercard debit card
- Online & mobile banking, Bill Pay, text alerts and eStatements
- No per-check charge for checks deposited or cleared
- Overdraft protection through Courtesy Pay
- Free ATM access at RCFCU-owned machines and surcharge-free withdrawals at over 30,000 affiliated ATMs
- Non-affiliated ATM withdrawals incur a $2.50 per-transaction fee