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Effective March 1, 2023

Loan Type Loan Term APR*
In-House First Mortgage Loans 5 years 4.39%
10 years 5.69%
15 years 6.69%
First Mortgage 7 – Year Balloon

30-Year Amortization

As low as 7.19%
 15-Year Balloon

30-Year Amortization

As low as 7.49%
Secondary Market

  • FHA
  • VA
  • Conventional 
  • USDA/Rural Development
  • MT Board of Housing (MBOH)
 10-30 years  Call for Current Rates
Mobile Homes (2014 & Newer)  10 Years

15 Years

As low as 10.49%

As low as 11.99%

Fixed Rate Land 5 Years

7 Years

As low as 6.99%

As low as 7.99%

2nd Mortgage/Home Equity Term

Up to 90% Loan-to-Value 5 Years As low as 5.49%
Up to 90% Loan-to-Value 7 Years As low as 5.99%
Up to 90% Loan-to-Value 10 Years As low as 6.29%
Up to 90% Loan-to-Value 15 Years As low as 6.79%
90.01% – 100% Loan-to-Value 5 Years As low as 5.99%
90.01% – 100% Loan-to-Value 7 Years As low as 6.49%
90.01% – 100% Loan-to-Value 10 Years As low as 7.19%
90.01% – 100% Loan-to-Value 15 Years As low as 7.69%
Home Equity Line of Credit
Up to 95% Loan-to-Value 10 Yr. Draw with 15 Year Repayment As low as 8.25% (Variable)

ESTIMATED PAYMENT CALCULATOR

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*APR represents Annual Percentage Rate. Rates effective as stated above and are subject to change without prior notice.