Mortgage Rates

Effective January 1, 2021

Loan Type Loan Term APR*
In-House First Mortgage Loans
5 years 2.25%
10 years 2.50%
15 years 275%
  • First Mortgage
 

7 – Year Balloon     30-Year Amortization

As low as 3.50%
 15-Year Balloon        30-Year Amortization As low as 4.25%
  • Manufactured Home (Permanent Foundation)
30-Year Amortization As low as 5.25%
  • Secondary Market
    • FHA
    • VA
    • Conventional 
    • USDA/Rural Development
    • MT Board of Housing (MBOH)
 10-30 years  Call for Current Rates
  • Fixed Rate Land
5 Years

7 Years

As low as 5.70%

As low as 6.20%

2nd Mortgage/Home Equity Term

Up to 90% Loan-to-Value 5 Years As low as 2.99%
7 Years As low as 3.49%
10 Years As low as 4.49%
15 Years As low as 4.99%
90.01% – 100% Loan-to-Value 5 Years As low as 3.24%
7 Years As low as 3.74%
10 Years As low as 4.24%
15 Years As low as 4.49%
Home Equity Line of Credit
Up to 90% Loan-to-Value 8 Yr. Draw with 15 Year Repayment As low as 4.50% (Variable)

ESTIMATED PAYMENT CALCULATOR

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*APR represents Annual Percentage Rate. Rates effective as stated above and are subject to change without prior notice.