Mortgage Rates – Russell Country Federal Credit Union

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Effective August 1, 2026

Loan Type	Loan Term	APR*
In-House First Mortgage Loans	5 years	Call for Current Rates
	10 years	Call for Current Rates
	15 years	Call for Current Rates
	20 years	Call for Current Rates
First Mortgage	7 – Year Balloon 30-Year Amortization	Call for Current Rates
	15-Year Balloon 30-Year Amortization	Call for Current Rates
Secondary Market FHA VA Conventional USDA/Rural Development MT Board of Housing (MBOH)	10-30 years	Call for Current Rates
Mobile Homes (2015 & Newer)	10 Years 15 Years	Call for Current Rates
Fixed Rate Land	5 Years 7 Years	Call for Current Rates
2nd Mortgage/Home Equity Term
Up to 90% Loan-to-Value	5 Years	Call for Current Rates
Up to 90% Loan-to-Value	7 Years	Call for Current Rates
Up to 90% Loan-to-Value	10 Years	Call for Current Rates
Up to 90% Loan-to-Value	15 Years	Call for Current Rates
90.01% – 100% Loan-to-Value	5 Years	Call for Current Rates
90.01% – 100% Loan-to-Value	7 Years	Call for Current Rates
90.01% – 100% Loan-to-Value	10 Years	Call for Current Rates
90.01% – 100% Loan-to-Value	15 Years	Call for Current Rates
Home Equity Line of Credit
Up to 95% Loan-to-Value	10 Yr. Draw with 15 Year Repayment	Call for Current Rates

ESTIMATED PAYMENT CALCULATOR

MLS #421978

*APR represents Annual Percentage Rate. Rate based on term & credit worthiness. Property insurance required. Flood insurance may be required. $25 Membership required.