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Effective February 1, 2024

Loan Type Loan Term APR*
In-House First Mortgage Loans 5 years 5.49%
10 years 6.79%
15 years 7.79%
First Mortgage 7 – Year Balloon

30-Year Amortization

As low as 8.29%
 15-Year Balloon

30-Year Amortization

As low as 8.59%
Secondary Market

  • FHA
  • VA
  • Conventional 
  • USDA/Rural Development
  • MT Board of Housing (MBOH)
 10-30 years  Call for Current Rates
Mobile Homes (2014 & Newer)  10 Years

15 Years

As low as 10.49%

As low as 11.99%

Fixed Rate Land 5 Years

7 Years

As low as 6.99%

As low as 7.99%

2nd Mortgage/Home Equity Term

Up to 90% Loan-to-Value 5 Years As low as 7.19%
Up to 90% Loan-to-Value 7 Years As low as 7.69%
Up to 90% Loan-to-Value 10 Years As low as 7.99%
Up to 90% Loan-to-Value 15 Years As low as 8.49%
90.01% – 100% Loan-to-Value 5 Years As low as 7.69%
90.01% – 100% Loan-to-Value 7 Years As low as 8.19%
90.01% – 100% Loan-to-Value 10 Years As low as 8.89%
90.01% – 100% Loan-to-Value 15 Years As low as 9.39%
Home Equity Line of Credit
Up to 95% Loan-to-Value 10 Yr. Draw with 15 Year Repayment As low as 5.45% (Variable)*

ESTIMATED PAYMENT CALCULATOR

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*APR represents Annual Percentage Rate. Rates effective as stated above may vary and are subject to change without prior notice. Promotional Rate based on 4-year term. Annual Percentage Rate that would be in effect if the promotional were not offered would be 8.25% APR. Limited Time Offer.