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Effective June 1, 2024

Loan Type Loan Term APR*
In-House First Mortgage Loans 5 years 4.99%
10 years 6.29%
15 years 7.29%
First Mortgage 7 – Year Balloon

30-Year Amortization

As low as 7.79%
 15-Year Balloon

30-Year Amortization

As low as 8.09%
Secondary Market

  • FHA
  • VA
  • Conventional 
  • USDA/Rural Development
  • MT Board of Housing (MBOH)
 10-30 years  Call for Current Rates
Mobile Homes (2015 & Newer)  10 Years

15 Years

As low as 10.49%

As low as 11.99%

Fixed Rate Land 5 Years

7 Years

As low as 6.99%

As low as 7.99%

2nd Mortgage/Home Equity Term

Up to 90% Loan-to-Value 5 Years As low as 5.45%*
Up to 90% Loan-to-Value 7 Years As low as 5.95%
Up to 90% Loan-to-Value 10 Years As low as 6.25%
Up to 90% Loan-to-Value 15 Years As low as 6.75%
90.01% – 100% Loan-to-Value 5 Years As low as 5.95%
90.01% – 100% Loan-to-Value 7 Years As low as 6.45%
90.01% – 100% Loan-to-Value 10 Years As low as 7.15%
90.01% – 100% Loan-to-Value 15 Years As low as 7.65%
Home Equity Line of Credit
Up to 95% Loan-to-Value 10 Yr. Draw with 15 Year Repayment As low as 5.45% (Variable)**

ESTIMATED PAYMENT CALCULATOR

APPLY FOR A MORTGAGE LOAN NOW

*APR represents Annual Percentage Rate. Rate based on term & individual credit history. New Money Only. Min. Ln. $10,000. Property insurance required. Flood insurance may be required.**Rates effective as stated above may vary and are subject to change without prior notice. Promotional Rate based on 4-year term. Annual Percentage Rate that would be in effect if the promotional were not offered would be 8.25% APR. Limited Time Offer.