Loan Rates

Russell Country Federal Credit Union

Loan Rates

May 25, 2010

New & Used Titled Vehicle Loan Rates

Type of Loan

APR*

Auto

As Low As 4.50% Fixed

Type of Loan

APR*

Seasonal

(RV, Travel Trailer, Boat) 

As Low As 5.75% Fixed

Type of Loan

APR*

Seasonal

(Motorcycle, Snowmobile,ATV)

As Low As 7.75% Fixed

Share Secured Loan Rates

Type of Loan

APR*

Regular Share Account

3.50% over the current APR* 

Money Market Share Account

3.50% over the current APR*

*Rate will never be less than 4.50% on share accounts used as security.

Share Certificate Account

3.50% over the rate of the certificate

Unsecured Loan Rates

Type of Loan

APR*

Personal Loan

As Low As 9.75% Variable

Preferred Line of Credit

As Low As 9.75% Variable

Real Estate Loan Rates

Type of Loan

Term

APR *

First Mortgage

Amortization up to 30 years / 5 year term

As Low As 5.75% Fixed 

Second Mortgage

Amortization up to 20 years / 5 year term

As Low As 5.75% Fixed

Home Equity Line of Credit

Repayment terms up to 15 years

As Low As 6.00% Variable

Mobile Home

240 months maximum

10.50% Fixed