Become a Champion This Year…Make a Move Toward Financial Fitness!
The beginning of each year is the perfect time to assess your financial picture and see what changes you want to make for the new year. Whether it’s saving more money, paying off debt or improving your credit score, here’s some tips to help you get started on the right foot.
- Paydown high interest debt – Refinance your vehicle or payoff a high interest credit card with a lower interest card or loan. It’s your money. Put it to work in your favor.
- Save money seamlessly – Setting up automatic transfers from your paycheck can make saving money easy. If you don’t see it, you may not miss it. Start small and build from there.
- Improve your credit and credit score – Paying down credit card debt and making payments on time will go a long way in helping to improve your score. 35% of your FICO Credit Score* is based on your payment history, so if you’ve had trouble making timely payments in the past, now is a good time to turn over a new leaf. Your credit score will thank you!
Most importantly, remember that we’re always here to assist you. Whether you’re looking for a lower interest loan, setting up an automatic deduction from your paycheck or just want guidance regarding your credit, we’re happy to help. Contact us at 1.800.772.4343 or check out our loan rates and current promotion at www.russellcountryfcu.org.
*Source: www.myfico.com