Put your Russell Country savings to work full-time! Use your Shares or a Certificate as collateral on your loan, and you’ll continue to earn dividends on your savings while enjoying the benefits of a lower interest rate on your loan. Here’s how it works:
- Use up to 100% of the Certificate
- balance to secure your loan
- Choose a monthly payment or a one-time single payment
- Loan rate is based at 2% above your Certificate rate and then rounded up to the nearest .25%.
- Use up to 100% of the Share balance to secure your loan
- Loan terms up to 60 months
- Loan rate is based at 3% above the Share rate**
And, to protect your loan from life’s unfortunate circumstances, our Loan Protection may be just what you need.
Need more information?
*IRA Shares and Certificates cannot be used as collateral. **Minimum rate is 3.5% APY.